PRIVACY AND DISCLAIMER

Effective Date: January 10, 2026
Last Updated: January 19, 2026

1. INTRODUCTION AND SCOPE

This Privacy Policy describes how Epanvie ("we," "us," or "our") collects, uses, discloses, and protects information through our website at Epanvie.com (the "Site") and related services (collectively, the "Services").

Epanvie acts as the data controller for personal information collected through the Services.

YOUR CONSENT: By accessing or using our Services, you acknowledge that you have read, understood, and agree to this Privacy Policy. If you do not agree, you must immediately discontinue use of our Services.

JURISDICTION-SPECIFIC RIGHTS: Depending on your location, you may have additional privacy rights under applicable laws including the EU General Data Protection Regulation (GDPR), UK GDPR, California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), Virginia Consumer Data Protection Act (VCDPA), Colorado Privacy Act (CPA), Connecticut Data Privacy Act (CTDPA), Utah Consumer Privacy Act (UCPA), and other state and international privacy laws.

2. INFORMATION WE COLLECT

2.1 Information You Provide Directly

We collect information that you voluntarily provide when you:

• Create an account or register for Services

• Make purchases or complete transactions

• Subscribe to newsletters or communications

• Submit inquiries, feedback, or customer service requests

• Participate in surveys, promotions, or contests

• Post user-generated content or reviews

Types of information may include:

• Contact information (name, email address, phone number, postal address)

• Account credentials (username, password)

• Payment information (credit/debit card details, billing address) - processed by third-party payment processors

• Demographic information (age, gender, preferences)

• Communications and correspondence with us

• Any other information you choose to provide

2.2 Information Collected Automatically

When you access our Services, we and our third-party partners automatically collect certain technical and usage information through cookies, web beacons, pixels, and similar tracking technologies:

Device and Browser Information:

• IP address and approximate geolocation derived from IP

• Device identifiers and advertising IDs

• Browser type, version, and language settings

• Operating system and device type

• Internet service provider

Usage and Analytics Information:

• Pages visited, clickstream data, and navigation paths

• Time and date of visits and session duration

• Referring and exit pages and URLs

• Search terms used to find our Site

• Items viewed, added to cart, or purchased

• Features accessed and interactions with Services

• Mouse movements, scrolling, keystrokes, and form field entries

• Screen recordings and heat maps (where permitted and disclosed)

Marketing and Communication Data:

• Email open rates, click-through rates

• Response to promotional campaigns

• Communication preferences

2.3 Information from Third-Party Sources

We may receive information about you from:

• Social media platforms (when you connect accounts or interact with our social presence)

• Business partners and co-marketing providers

• Data brokers and aggregators

• Advertising networks and analytics providers

• Public databases and sources

• Other users (e.g., when they send you a gift or referral)

2.4 Sensitive Personal Information

Under certain privacy laws, the following categories are considered "Sensitive Personal Information":

• Precise geolocation data (if you grant location permissions)

• Financial account information and payment credentials

• Government-issued identifiers (if provided)

• Biometric data (if collected through specific features)

• Health information (if voluntarily provided)

• Personal information revealing race, ethnicity, religious beliefs, or sexual orientation (if voluntarily disclosed)

We do not intentionally collect Sensitive Personal Information except where necessary for specific purposes with your explicit consent or as required by law.

3. HOW WE USE YOUR INFORMATION

We use your personal information for the following purposes, based on our legitimate business interests, contractual necessity, legal obligations, and/or your consent:

3.1 Service Delivery and Operations

• Provide, maintain, and improve our Services

• Process transactions and fulfill orders

• Create and manage your account

• Authenticate users and prevent fraud

• Provide customer support and respond to inquiries

• Send transactional communications (order confirmations, shipping updates, account notifications)

3.2 Personalization and Enhancement

• Customize content, recommendations, and user experience

• Remember your preferences and settings

• Conduct analytics and research to improve Services

• Develop new products, features, and services

• Test and optimize website functionality

3.3 Marketing and Communications

• Send promotional emails, newsletters, and marketing materials (with your consent where required)

• Deliver targeted advertising and personalized offers

• Administer contests, sweepstakes, and promotions

• Conduct surveys and request feedback

• Communicate about products, services, and updates we believe may interest you

3.4 Advertising and Analytics

• Targeted Advertising: Display personalized advertisements based on your interests, demographics, and browsing behavior across our Services and third-party websites and apps

• Cross-Device Tracking: Link your activity across multiple devices and browsers to provide consistent experiences

• Analytics and Measurement: Analyze how users interact with our Services to measure effectiveness and improve performance

• AI and Machine Learning: Use artificial intelligence, machine learning algorithms, and large language models to analyze personal information, predict preferences, and optimize Services

3.5 Legal, Safety, and Security

• Comply with legal obligations and respond to lawful requests from authorities

• Enforce our Terms of Service and other agreements

• Protect against fraud, unauthorized access, and security threats

• Investigate and prevent prohibited or illegal activities

• Protect the rights, property, and safety of Epanvie, users, and the public

3.6 Business Transactions

• Evaluate, negotiate, and complete mergers, acquisitions, asset sales, or other corporate transactions

• Transfer information as part of business restructuring or bankruptcy proceedings

4. COOKIES AND TRACKING TECHNOLOGIES

4.1 Types of Technologies We Use

Cookies are small text files stored on your device that enable website functionality and track usage. We use:

• Essential Cookies: Required for basic site functionality (e.g., shopping cart, account access)

• Performance Cookies: Collect analytics about site usage and performance

• Functional Cookies: Remember your preferences and settings

• Targeting/Advertising Cookies: Deliver personalized ads based on your interests

Other Technologies:

• Web beacons/pixels (embedded in emails and webpages)

• Local storage (HTML5)

• Software Development Kits (SDKs) in mobile applications

• Session replay and analytics tools

4.2 Third-Party Cookies and Partners

We partner with third-party service providers who may set cookies and similar technologies, including:

• Google Analytics, Google Ads, Google Tag Manager (analytics and advertising)

• Facebook Pixel, Meta technologies (social media integration and advertising)

• Advertising networks (e.g., display ad providers, retargeting platforms)

• Analytics providers (e.g., user behavior analysis tools)

These third parties may collect information across websites and over time for analytics, attribution, and targeted advertising purposes.

4.3 Your Cookie Choices

Browser Controls: Most browsers allow you to refuse or delete cookies through settings. Note that disabling cookies may limit functionality.

Opt-Out Tools:

• Network Advertising Initiative (NAI)

• Digital Advertising Alliance (DAA)

• European Interactive Digital Advertising Alliance (EDAA)

• Google Analytics Opt-Out

• Google Ad Settings

Mobile Devices: Adjust settings in your device's privacy or advertising preferences to limit ad tracking.

Global Privacy Control (GPC): We recognize and honor browser-based GPC signals as valid opt-out requests for sale/sharing of personal information.

Important: Opting out does not mean you will stop seeing ads; ads will simply be less personalized. You must opt out separately on each device and browser.

5. HOW WE SHARE YOUR INFORMATION

We may disclose your personal information to the following categories of recipients:

5.1 Service Providers and Vendors

We share information with third-party companies that perform services on our behalf:

• Payment processors and financial institutions

• Shipping and fulfillment providers

• Cloud hosting and data storage providers

• Email and communication platforms

• Customer service and support tools

• Marketing and advertising partners

• Analytics and research providers

• Security and fraud prevention services

• IT and infrastructure providers

Service providers are contractually obligated to use your information only for specified purposes and to maintain appropriate security measures.

5.2 Advertising and Analytics Partners

We share or allow collection of information by third-party advertising networks, social media platforms, and analytics providers for:

• Targeted and interest-based advertising

• Cross-device and cross-site tracking

• Measurement and attribution

• Audience creation and lookalike modeling

Under certain state privacy laws, this may constitute a "sale" or "sharing" of personal information. You have the right to opt out (see Section 8).

5.3 Business Partners

We may share information with co-sponsors of promotions, joint marketing partners, and companies with whom we have strategic relationships.

5.4 Corporate Transactions

In the event of a merger, acquisition, reorganization, asset sale, bankruptcy, or similar transaction, your information may be transferred to the successor entity.

5.5 Legal and Safety Disclosures

We disclose information when we believe it is necessary to:

• Comply with laws, regulations, legal processes, or governmental requests

• Enforce our Terms of Service or other agreements

• Protect our rights, property, operations, or security

• Protect the safety and rights of users, employees, or the public

• Investigate fraud, security incidents, or violations of law or policy

• Respond to claims or litigation

5.6 With Your Consent

We may share information for other purposes with your explicit consent or at your direction.

5.7 Aggregate and De-Identified Information

We may share aggregate, de-identified, or anonymized information that cannot reasonably identify you with any party for any lawful purpose.

6. SALE AND SHARING OF PERSONAL INFORMATION

IMPORTANT DISCLOSURE: Under applicable U.S. state privacy laws, certain disclosures of personal information may constitute a "sale" or "sharing" even when no money is exchanged.

6.1 Categories We Sell or Share

We sell or share the following categories of personal information to advertising networks, data analytics providers, social media platforms, and marketing partners:

CategorySold/Shared?Identifiers (name, email, postal address, phone, IP address, device IDs)YESCustomer records (payment information)NOCommercial information (purchase history, browsing behavior)YESInternet/network activity (usage data, clickstream)YESGeolocation data (non-precise)YESInferences and profiles (preferences, characteristics, predictions)YESSensitive personal information (precise geolocation, financial account details)YES (where permitted by law)

6.2 Purposes for Sale/Sharing

We sell or share personal information for:

• Cross-context behavioral advertising (targeted ads based on browsing across sites)

• Analytics and measurement

• Marketing optimization and attribution

• Audience building and lookalike modeling

6.3 Your Right to Opt Out

You have the right to opt out of the sale or sharing of your personal information at any time. See Section 8 for opt-out instructions.

We do not knowingly sell or share personal information of individuals under 18 years of age.

7. DATA RETENTION

We retain your personal information for as long as reasonably necessary to:

• Provide Services you have requested

• Maintain your account (until you request deletion)

• Comply with legal, tax, accounting, and regulatory obligations

• Resolve disputes and enforce agreements

• Pursue legitimate business purposes (fraud prevention, analytics, improvement)

Retention periods vary based on:

• Type of information and purpose of collection

• Legal requirements (e.g., tax records retained for 7 years)

• Ongoing business relationships

• Litigation or investigation needs

When information is no longer needed, we securely delete or anonymize it. In some cases, we may retain de-identified or aggregated data indefinitely.

8. YOUR PRIVACY RIGHTS AND CHOICES

Your rights vary depending on your location. Below are rights available under various U.S. state and international privacy laws.

8.1 Rights for U.S. Residents (California, Virginia, Colorado, Connecticut, Utah, and Other States)

Depending on your state of residence, you may have the following rights:

Right to Know/Access:

• Request disclosure of personal information we have collected about you in the past 12 months, including:

  • Categories and specific pieces of information collected

  • Sources from which information was collected

  • Purposes for collection and use

  • Categories of third parties with whom information was shared or sold

  • Categories of information sold or shared for targeted advertising

Right to Delete:

• Request deletion of personal information we have collected from you, subject to certain legal exceptions

Right to Correct:

• Request correction of inaccurate personal information we maintain about you

Right to Opt Out:

• Opt out of the "sale" or "sharing" of personal information

• Opt out of targeted advertising based on your personal information

• Opt out of automated decision-making or profiling (where applicable)

Right to Limit Use of Sensitive Personal Information:

• Request that we limit use of your sensitive personal information to purposes permitted by law (providing Services, security, legal compliance)

Right to Data Portability:

• Receive your personal information in a portable, machine-readable format (where technically feasible)

Right to Non-Discrimination:

• You will not be discriminated against for exercising your privacy rights. We will not deny services, charge different prices, or provide different quality of service based solely on your exercise of rights.

Right to Appeal:

• If we deny your request, you may appeal our decision (contact information provided below)

8.2 Rights for European Residents (GDPR/UK GDPR)

If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, you have additional rights:

• Right to Access: Obtain confirmation of processing and access to your data

• Right to Rectification: Correct inaccurate or incomplete data

• Right to Erasure ("Right to be Forgotten"): Request deletion under certain circumstances

• Right to Restriction of Processing: Limit how we use your data

• Right to Data Portability: Receive data in a structured, commonly used format

• Right to Object: Object to processing based on legitimate interests or for direct marketing

• Right to Withdraw Consent: Withdraw consent at any time (where processing is based on consent)

• Right to Lodge a Complaint: File a complaint with your local data protection authority

Legal Basis for Processing:

• Performance of a contract with you

• Compliance with legal obligations

• Protection of vital interests

• Legitimate interests pursued by us or third parties

• Your explicit consent (where required)

International Data Transfers: Your information may be transferred to and processed in countries outside the EEA/UK, including the United States. We implement appropriate safeguards such as Standard Contractual Clauses approved by the European Commission.

8.3 How to Exercise Your Rights

Submit a Request:

• Email: contact@epanvie.com with subject line "Privacy Rights Request"

• Alternative Email: epanvie@gmail.com

• Website Form: [If available, include link to online form]

Verification: We will verify your identity before processing requests by asking security questions about your account or previous interactions. This protects your information from unauthorized access.

Response Time: We will respond within the timeframes required by applicable law (typically 30-45 days, with possible extensions for complex requests).

Authorized Agents: You may designate an authorized agent to submit requests on your behalf. We may require proof of authorization and may contact you directly to verify the request.

8.4 Opt-Out Mechanisms

To Opt Out of Sale/Sharing and Targeted Advertising:

1. Email: Send request to contact@epanvie.com with subject "Do Not Sell or Share My Personal Information"

2. Global Privacy Control (GPC): Enable GPC in your browser; we will honor this signal automatically

3. Cookie Settings: Adjust cookie preferences through our cookie banner or settings (if available)

4. Industry Opt-Out Tools: Use NAI, DAA, or EDAA opt-out tools (links in Section 4.3)

To Opt Out of Marketing Emails:

• Click "Unsubscribe" at the bottom of any promotional email

• Email contact@epanvie.com with "Unsubscribe" in subject line

• Update communication preferences in your account settings

Note: Opting out of marketing does not affect transactional communications necessary for Services.

9. CHILDREN'S PRIVACY

Our Services are not directed to individuals under 18 years of age, and we do not knowingly collect personal information from minors.

If we learn that we have inadvertently collected information from someone under 18, we will promptly delete it. If you believe we have collected information from a minor, please contact us immediately at contact@epanvie.com.

Parental Controls: Parents and guardians are encouraged to monitor their children's online activities and use parental control tools.

10. DATA SECURITY

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, disclosure, alteration, and destruction, including:

• Encryption of data in transit and at rest (where appropriate)

• Secure servers and access controls

• Regular security assessments and audits

• Employee training on data protection

• Vendor security requirements

However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials.

In the event of a data breach that compromises your personal information, we will notify you and applicable authorities as required by law.

11. INTERNATIONAL DATA TRANSFERS

Epanvie is based in the United States. If you access our Services from outside the U.S., your information will be transferred to, stored, and processed in the United States and other countries where our service providers operate.

These countries may have data protection laws different from those in your jurisdiction. By using our Services, you consent to such transfers.

For EEA/UK users, we use approved transfer mechanisms such as Standard Contractual Clauses.

12. THIRD-PARTY LINKS AND SERVICES

Our Services may contain links to third-party websites, applications, or services that we do not own or control (e.g., social media platforms, payment processors, partner sites).

We are not responsible for the privacy practices of third parties. We encourage you to review the privacy policies of any third-party services you access through our Services.

When you interact with third-party services (e.g., logging in with Facebook, using third-party payment processors), those parties may collect information subject to their own policies.

13. CHANGES TO THIS PRIVACY POLICY

We reserve the right to update or modify this Privacy Policy at any time at our sole discretion.

Notice of Changes:

• We will post the updated policy on this page with a new "Last Updated" date

• For material changes, we may provide additional notice such as:

  • Email notification to registered users

  • Prominent banner on our Site

  • "UPDATED" notation next to the Privacy Policy link

Your continued use of our Services after changes take effect constitutes acceptance of the revised Privacy Policy. If you do not agree to changes, you must discontinue use.

We encourage you to review this Privacy Policy periodically.

14. CONTACT INFORMATION

For questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Epanvie
Email: contact@epanvie.com
Alternative Email: epanvie@gmail.com

European Representative: [If applicable under GDPR, include details]

Data Protection Officer: [If applicable, include contact information]

For California residents: You may contact us to request information about disclosures to third parties for direct marketing purposes.

GLOBAL DISCLAIMER

Last Updated: January 19, 2026

PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE USING THIS WEBSITE

1. ACCEPTANCE AND SCOPE

This Global Disclaimer ("Disclaimer") applies to all content, information, products, services, and materials available on or through Epanvie.com (the "Website" or "Site"), operated by Epanvie ("we," "us," "our").

By accessing or using this Website, you acknowledge and agree to be bound by this Disclaimer in its entirety. If you do not agree with any part of this Disclaimer, you must immediately cease all use of the Website.

This Disclaimer supplements, and should be read in conjunction with, our Privacy Policy and Terms of Service.

2. GENERAL INFORMATIONAL PURPOSE

All content on this Website is provided for general informational, educational, and entertainment purposes only. The Website and its content are not intended to serve as, and do not constitute:

• Professional advice of any kind

• A substitute for consultation with qualified professionals

• Recommendations tailored to your specific circumstances

• Current, complete, or error-free information

You use all information at your own risk and discretion.

3. NO PROFESSIONAL ADVICE

3.1 Medical, Health, and Wellness Disclaimer

THE INFORMATION ON THIS WEBSITE IS NOT MEDICAL ADVICE AND SHOULD NOT BE TREATED AS SUCH.

Content related to health, wellness, veterinary care, skincare, beauty, cosmetics, supplements, nutrition, fitness, mental health, or lifestyle is provided for informational and educational purposes only.

We expressly disclaim any intent to provide medical diagnosis, treatment, cure, or prevention of any disease, medical condition, or health concern.

You acknowledge and agree that:

• Medical standards, regulations, product approvals, and healthcare practices vary significantly by country, state, and jurisdiction

• Information may not be applicable to your specific health condition, medical history, or personal circumstances

• No content on this Website replaces professional medical advice, diagnosis, or treatment from a licensed healthcare provider

• You must always consult with a qualified physician, healthcare provider, or medical professional in your jurisdiction before:

  • Starting any health, wellness, or fitness program

  • Using any skincare, beauty, or supplement products

  • Making any health-related decisions

  • Changing or discontinuing any prescribed medical treatment

Individual results vary. Outcomes described or implied are not guaranteed and may not be typical. Success depends on numerous individual factors.

Emergency Situations: If you are experiencing a medical emergency, call emergency services immediately. Do not rely on information from this Website in emergency situations.

FDA and Regulatory Disclaimer: Statements regarding dietary supplements, wellness products, or alternative health approaches have not been evaluated by the U.S. Food and Drug Administration (FDA) or equivalent regulatory bodies in other countries. Products are not intended to diagnose, treat, cure, or prevent any disease.

3.2 Veterinary and Pet Care Disclaimer

This Website does not provide veterinary advice.

Any information related to pets, animals, or veterinary care or any pet related products is for general informational purposes only and does not constitute veterinary medical advice.

You must consult a licensed veterinarian before using any product on animals or making decisions regarding animal health, treatment, or care.

3.3 Legal Disclaimer

THE INFORMATION ON THIS WEBSITE IS NOT LEGAL ADVICE.

Content related to legal topics—including but not limited to contracts, agreements, terms of service, power of attorney, wills, immigration, visas, citizenship, employment law, intellectual property, or legal rights—is provided for general informational purposes only.

You acknowledge and agree that:

• Laws, regulations, legal requirements, and judicial interpretations vary widely by country, state, province, and locality

• Legal information may become outdated due to legislative or regulatory changes

• No attorney-client relationship is created by your use of this Website

• You must consult a qualified attorney or legal professional licensed in your jurisdiction for advice specific to your situation

We are not law firms, attorneys, or legal advisors. We do not provide legal representation or legal services.

Reliance on any legal information on this Website is strictly at your own risk.

3.4 Immigration and Visa Disclaimer

Content related to immigration, visas, work permits, residency, citizenship, or travel authorization is for general informational purposes only.

Immigration laws, visa requirements, and entry regulations:

• Change frequently and without notice

• Vary by country, nationality, purpose of travel, and individual circumstances

• Are subject to discretionary government decision-making

You are solely responsible for:

• Verifying current immigration and visa requirements for your specific situation

• Ensuring compliance with all applicable immigration laws

• Consulting with qualified immigration attorneys or authorized immigration consultants

We are not immigration lawyers or licensed immigration consultants. We make no guarantees regarding immigration outcomes, visa approvals, or entry permissions.

3.5 Financial Disclaimer

THE INFORMATION ON THIS WEBSITE IS NOT FINANCIAL, INVESTMENT, TAX, OR ACCOUNTING ADVICE.

Content related to money, finance, budgeting, banking, credit cards, reward programs, points and miles strategies, investments, income opportunities, taxes, accounting, or pricing is provided for educational and informational purposes only.

You acknowledge and agree that:

• Financial regulations, tax laws, investment rules, and currency systems vary by country and jurisdiction

• We are not financial advisors, investment advisors, tax professionals, accountants, or certified financial planners

• No content constitutes a recommendation to buy, sell, or hold any financial product or investment

• Past performance does not guarantee future results

• You are solely responsible for evaluating the suitability of any financial decision

You must consult licensed financial, tax, or accounting professionals in your jurisdiction before making financial, investment, or tax-related decisions.

Investment Risk Warning: All investments carry risk, including potential loss of principal. You should never invest money you cannot afford to lose.

3.6 Travel Disclaimer

Any information related to travel—including destinations, itineraries, accommodations, transportation, airlines, hotels, tours, activities, visas, entry requirements, health guidance, safety tips, travel insurance, points and miles strategies, or travel products—is for general informational and educational purposes only.

You acknowledge and agree that:

Travel conditions are dynamic and may change without notice, including:

• Entry requirements, visa policies, and passport regulations

• Health regulations, vaccination requirements, and quarantine rules

• Safety conditions, travel advisories, and security situations

• Pricing, availability, fees, taxes, and exchange rates

• Airline, hotel, and service provider policies

• Weather, natural disasters, and unforeseen events

You are solely responsible for:

• Verifying all visa, passport, and entry requirements for your nationality and destination

• Confirming health, vaccination, travel insurance, and medical requirements

• Checking current travel advisories, safety alerts, and local laws

• Ensuring all bookings, reservations, tickets, and documentation are accurate and valid

• Understanding cancellation policies, change fees, and refund terms

• Complying with local laws, customs, and cultural norms

We are not travel agents, tour operators, or travel advisors. We do not book travel, issue tickets, or provide travel services.

We make no guarantees or warranties regarding:

• Travel experiences, satisfaction, or outcomes

• Safety, security, or health conditions at destinations

• Quality, accuracy, or reliability of third-party travel providers

• Availability, pricing, or terms offered by airlines, hotels, or service providers

Travel involves inherent risks. You assume all risks associated with travel, including health risks, safety hazards, political instability, natural disasters, and unforeseen events.

Travel Insurance Recommendation: We strongly recommend purchasing comprehensive travel insurance to protect against trip cancellations, medical emergencies, and other unforeseen events.

4. JURISDICTIONAL VARIATIONS

Information on this Website may not be applicable to your country, region, state, province, or personal circumstances.

Laws, regulations, standards, product approvals, and practices vary widely across jurisdictions. What is legal, approved, or recommended in one location may be prohibited, restricted, or inappropriate in another.

You are responsible for:

• Determining whether information applies to your jurisdiction

• Verifying compliance with local laws and regulations

• Seeking guidance from professionals licensed or authorized in your location

We make no representations regarding the applicability of content to any specific jurisdiction.

5. PRODUCT AND SERVICE RECOMMENDATIONS

5.1 No Guarantees

Products, services, companies, brands, or third-party offerings mentioned, reviewed, featured, or recommended on this Website are presented for informational purposes only.

We make no warranties, express or implied, regarding:

• Product quality, effectiveness, safety, or suitability for any particular purpose

• Product performance, results, or outcomes

• Accuracy of product descriptions, specifications, or claims

• Availability, pricing, or terms offered by third parties

5.2 Variations by Location

Product formulations, ingredients, instructions, warnings, availability, regulatory approvals, and labeling may differ significantly by country and region.

Before using any product:

• Read all labels, instructions, warnings, and manufacturer guidance applicable to your location

• Verify that products are approved for use and sale in your jurisdiction

• Confirm ingredients and formulations meet your needs and safety requirements

• Consult professionals if you have concerns about suitability or safety

Use of any product mentioned on this Website is at your own risk.

5.3 No Endorsements

Mention of specific products, services, or companies does not constitute endorsement, recommendation, or certification by Epanvie unless explicitly stated.

6. AFFILIATE RELATIONSHIPS AND ADVERTISING

6.1 Affiliate Disclosure

Epanvie.com participates in affiliate marketing programs and advertising partnerships, including but not limited to Amazon Associates, Commission Junction, ShareASale, impact.com, and other affiliate networks.

This means we may earn commissions, fees, or other compensation when you:

• Click on affiliate links on this Website

• Make purchases through affiliate links

• Sign up for services through our referral links

• Complete actions (e.g., free trials, account registrations) via our links

There is no additional cost to you. Prices and terms are determined by the merchant or service provider.

6.2 Editorial Independence

Affiliate relationships and advertising partnerships do not influence our editorial judgment, content creation, or opinions. However:

• We may be more likely to feature products or services with affiliate programs

• Recommendations may be influenced by commission structures

• We may receive products for review from companies

We strive for honesty and transparency in all recommendations, but we cannot guarantee complete objectivity.

6.3 No Guarantees

We make no guarantees regarding:

• Product quality, performance, or satisfaction

• Merchant reliability, customer service, or fulfillment

• Accuracy of third-party product claims or descriptions

• Availability, pricing, or terms offered by affiliate partners

All purchases and transactions are between you and the third-party merchant. We are not responsible for merchant actions, policies, or customer service.

6.4 Sponsored Content

Sponsored content, paid partnerships, or advertising will be clearly disclosed where required by applicable laws and regulations (e.g., FTC guidelines, ASA rules).

Disclosures may appear as:

• "Sponsored," "Paid Partnership," "Advertisement," or similar labels

• Statements within content indicating commercial relationships

• Visual indicators (e.g., banners, labels, icons)

7. ACCURACY AND RELIABILITY

7.1 No Warranties of Accuracy

While we strive to provide accurate, current, and useful information:

We make no representations or warranties of any kind—express, implied, or statutory—regarding:

• Accuracy, completeness, reliability, or timeliness of content

• Availability or uninterrupted access to the Website

• Fitness for any particular purpose

• Non-infringement of third-party rights

Information may:

• Become outdated, incomplete, or inaccurate over time

• Contain errors, omissions, or typographical mistakes

• Reflect personal opinions rather than objective facts

• Be based on limited or anecdotal evidence

7.2 No Obligation to Update

We have no obligation to update, correct, or remove outdated or inaccurate information. Content may remain on the Website indefinitely even after becoming obsolete.

You are responsible for independently verifying all information before relying on it.

8. STORIES, TESTIMONIALS, AND EXPERIENCES

8.1 Fictional and Composite Content

Some stories, examples, testimonials, case studies, experiences, names, locations, timelines, identifying details, and scenarios presented on this Website:

• Have been changed, modified, anonymized, or combined for privacy, illustration, or entertainment purposes

• Are fictional, hypothetical, or illustrative in nature

• Represent composite experiences rather than individual events

• Are dramatized or embellished for storytelling purposes

Any resemblance to real persons (living or dead), actual events, or specific entities is purely coincidental unless explicitly stated otherwise.

8.2 Not Typical Results

Testimonials, success stories, results, outcomes, or experiences shared on this Website—whether attributed to named or anonymous individuals—do not represent typical, average, or guaranteed results.

Outcomes depend on numerous individual factors including but not limited to effort, circumstances, resources, timing, skill, and luck.

We make no guarantees that you will achieve similar results.

8.3 No Verification

Unless explicitly stated, we have not independently verified the accuracy of user testimonials, reviews, or reported experiences. Third-party experiences are provided as-is without validation.

9. USER-GENERATED CONTENT

Any reviews, comments, testimonials, posts, or other content submitted by users represent the opinions and experiences of those individuals only.

We do not:

• Endorse user-generated content

• Verify the accuracy of user submissions

• Assume responsibility for user opinions or statements

• Guarantee the authenticity of reviews or testimonials

User content does not reflect the views of Epanvie.

10. EXTERNAL LINKS AND THIRD-PARTY CONTENT

10.1 Third-Party Websites and Services

This Website may contain links to third-party websites, applications, services, or resources that are not owned, operated, or controlled by Epanvie.

We are not responsible for:

• Content, accuracy, or practices of third-party sites

• Privacy policies or data practices of linked sites

• Products, services, or information provided by third parties

• Availability or functionality of external links

• Actions, omissions, or conduct of third-party operators

Links do not constitute endorsement. We provide links for convenience only.

10.2 Your Responsibility

When you access third-party sites through our links:

• You leave our Website and enter a different legal and privacy environment

• You are subject to the terms, policies, and practices of the third party

• You should review the third party's terms of service and privacy policy

• You assume all risks associated with using third-party services

We strongly encourage you to exercise caution when clicking external links and to verify the legitimacy and security of third-party sites.

11. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW:

11.1 Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT, INFORMATION, PRODUCTS, SERVICES, AND MATERIALS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• Implied warranties of merchantability

• Fitness for a particular purpose

• Non-infringement of intellectual property rights

• Accuracy, reliability, or completeness of content

• Uninterrupted, secure, or error-free operation

• Correction of defects or errors

• Freedom from viruses or harmful components

11.2 Limitation of Damages

EPANVIE, ITS OWNERS, OPERATORS, EMPLOYEES, CONTRACTORS, AFFILIATES, PARTNERS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM OR RELATED TO:

• Use of or inability to use this Website

• Reliance on any content, information, or materials on this Website

• Errors, omissions, inaccuracies, or outdated information

• Use of products or services mentioned, recommended, or linked

• Actions taken or decisions made based on Website content

• Unauthorized access to or alteration of your data or transmissions

• Third-party conduct, content, products, or services

• Any other matter relating to the Website or Services

THIS LIMITATION APPLIES TO ALL CLAIMS, INCLUDING THOSE BASED ON:

• Breach of contract

• Breach of warranty

• Negligence or other torts

• Strict liability

• Statutory violations

• Any other legal or equitable theory

TYPES OF DAMAGES EXCLUDED:

• Direct damages

• Indirect damages

• Incidental damages

• Consequential damages

• Punitive damages

• Special damages

• Loss of profits, revenue, data, or business opportunities

• Personal injury or property damage

• Emotional distress

• Legal fees and costs

11.3 Maximum Liability

IF ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY DESCRIBED ABOVE, OUR MAXIMUM LIABILITY TO YOU FOR ANY CLAIM SHALL NOT EXCEED THE AMOUNT YOU PAID TO US (IF ANY) FOR ACCESSING THE WEBSITE IN THE SIX (6) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED U.S. DOLLARS ($100), WHICHEVER IS GREATER.

11.4 Assumption of Risk

BY USING THIS WEBSITE, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

• You use all information, products, and services at your own risk

• You are solely responsible for any consequences resulting from your use of this Website

• You assume all risks associated with reliance on Website content

• You waive any claims against Epanvie for damages arising from your use

• You will seek independent professional advice before making important decisions

11.5 Basis of the Bargain

You acknowledge that the disclaimers and limitations of liability in this section are fundamental elements of the agreement between you and Epanvie. The Website would not be provided to you without these limitations.

12. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Epanvie, its owners, operators, employees, contractors, affiliates, partners, licensors, service providers, and agents from and against any and all claims, damages, losses, costs, expenses, and liabilities (including reasonable attorneys' fees) arising from or related to:

• Your use or misuse of this Website

• Your reliance on any content or information on this Website

• Your violation of this Disclaimer or any applicable law

• Your violation of any third-party rights

• Content you submit or transmit through the Website

• Your negligence or willful misconduct

This indemnification obligation survives termination of your use of the Website.

13. REGULATORY AND COMPLIANCE DISCLAIMERS

13.1 No FDA Approval

Statements regarding dietary supplements, wellness products, skincare, beauty products, or alternative health approaches have not been evaluated by the U.S. Food and Drug Administration (FDA) or equivalent regulatory bodies in other countries.

Products mentioned are not intended to diagnose, treat, cure, or prevent any disease or medical condition.

13.2 No Medical or Therapeutic Claims

We make no medical, veterinary, therapeutic, or health claims about any products, services, practices, or information presented on this Website.

13.3 Regulatory Variations

Product approvals, classifications, and regulations vary by country and jurisdiction. Products legal and approved in one location may be restricted, prohibited, or require prescriptions in another.

You are responsible for ensuring compliance with regulations in your jurisdiction.

13.4 Professional Licensing

Where professional licenses are required by law (e.g., for medical, legal, financial, or counseling services), we disclaim any such professional status. We do not hold professional licenses unless explicitly stated.

14. INTELLECTUAL PROPERTY NOTICE

All content on this Website—including text, graphics, logos, images, videos, software, and compilations—is the property of Epanvie or its content suppliers and is protected by intellectual property laws.

Unauthorized use, reproduction, or distribution is prohibited and may violate copyright, trademark, and other laws.

This Disclaimer does not grant you any rights to use our intellectual property.

15. NO WARRANTIES FOR THIRD-PARTY PRODUCTS

We are not manufacturers, distributors, or authorized representatives of products mentioned on this Website unless explicitly stated.

We make no warranties regarding third-party products, including:

• Safety, efficacy, or quality

• Compliance with regulations or standards

• Accuracy of manufacturer claims

• Authenticity or genuineness

• Availability or continued production

Manufacturer warranties (if any) are solely between you and the manufacturer.

16. GEOGRAPHIC LIMITATIONS

16.1 No Universal Applicability

This Website is operated from the United States. We make no representation that content is appropriate or available for use in all locations.

Access to this Website from jurisdictions where its content is illegal is prohibited. If you access the Website from other locations, you do so at your own risk and are responsible for compliance with local laws.

16.2 Export Controls

Content, products, or services may be subject to U.S. export controls and sanctions regulations. You agree to comply with all applicable export laws and regulations.

17. LANGUAGE AND TRANSLATION

If this Disclaimer is translated into other languages, the English version shall prevail in case of any conflicts or inconsistencies.

Translations are provided for convenience only and may not be legally accurate or complete.

18. SEVERABILITY

If any provision of this Disclaimer is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

19. NO WAIVER

Our failure to enforce any right or provision of this Disclaimer shall not constitute a waiver of such right or provision.

No waiver of any term shall be deemed a further or continuing waiver of that term or any other term.

20. GOVERNING LAW AND JURISDICTION

20.1 Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of [Insert State/Country], without regard to its conflict of law principles.

20.2 Dispute Resolution

Any disputes arising from or relating to this Disclaimer or your use of the Website shall be resolved through:

[Choose one or more:]

• Binding Arbitration: Conducted under the rules of the American Arbitration Association (or other arbitration body), with the seat of arbitration in [Insert Location]. The arbitration shall be conducted in English.

• Exclusive Jurisdiction: Submission to the exclusive jurisdiction of the state and federal courts located in [Insert Location], and you waive any objections to venue or inconvenient forum.

• Small Claims Court: Either party may bring claims in small claims court if they qualify.

20.3 Class Action Waiver

YOU AGREE THAT ANY PROCEEDINGS TO RESOLVE DISPUTES WILL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT AS A CLASS ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE ACTION.

You waive any right to participate in a class action lawsuit or class-wide arbitration.

20.4 Limitation Period

ANY CLAIM OR CAUSE OF ACTION ARISING FROM OR RELATED TO YOUR USE OF THIS WEBSITE MUST BE FILED WITHIN ONE (1) YEAR after the claim or cause of action arose, or it shall be forever barred, regardless of any statute or law to the contrary.

21. EMERGENCY SITUATIONS

IN CASE OF MEDICAL EMERGENCY, CALL EMERGENCY SERVICES IMMEDIATELY (911 in the U.S., or your local emergency number).

DO NOT RELY ON INFORMATION FROM THIS WEBSITE IN EMERGENCY SITUATIONS including but not limited to:

• Life-threatening medical conditions

• Severe injuries or trauma

• Mental health crises or suicidal thoughts

• Poisoning or toxic exposures

• Severe allergic reactions

For mental health crises:

• U.S. National Suicide Prevention Lifeline: 988 or 1-800-273-8245

• Crisis Text Line: Text HOME to 741741

• International Crisis Lines: Find local resources through www.findahelpline.com

This Website is not a substitute for emergency services or crisis intervention.

22. SPECIFIC DISCLAIMERS BY TOPIC

22.1 Cryptocurrency and Blockchain

Any information related to cryptocurrency, blockchain, digital assets, NFTs, or decentralized finance is highly speculative and volatile.

Cryptocurrency investments carry extreme risk, including total loss of capital. Regulations vary by jurisdiction and are rapidly evolving. We are not cryptocurrency advisors or licensed to provide investment advice.

22.2 Real Estate

Real estate information is for general educational purposes only. Real estate markets, property values, regulations, and tax laws vary by location and change frequently.

We are not real estate agents, brokers, or licensed professionals. Consult qualified real estate and legal professionals before making property decisions.

22.3 Employment and Career

Career advice, resume tips, job search strategies, and employment information are general suggestions only.

Employment laws, labor regulations, hiring practices, and workplace protections vary by country, state, and industry. We are not employment lawyers or career counselors.

22.4 Relationships and Personal Matters

Advice related to relationships, dating, marriage, parenting, or personal matters reflects general perspectives only.

We are not licensed therapists, counselors, or family law attorneys. Seek professional guidance for serious relationship or family issues.

22.5 Education and Academic Advice

Educational information, course recommendations, or academic strategies are provided for general guidance only.

Education systems, requirements, accreditation, and regulations vary by country and institution. We are not academic advisors or educational consultants.

22.6 Digital Products Disclaimer

IMPORTANT NOTICE REGARDING DIGITAL PRODUCTS (GUIDES, JOURNALS, TEMPLATES, EBOOKS, COURSES, AND OTHER DOWNLOADABLE CONTENT):

NO REFUNDS ON DIGITAL PRODUCTS

Due to the nature of digital products, all sales of downloadable content are FINAL and NON-REFUNDABLE once the product has been delivered or access has been granted. This includes but is not limited to:

• PDF guides and ebooks

• Digital journals and planners

• Printable templates and worksheets

• Online courses and video content

• Audio files and recordings

• Digital artwork and graphics

• Software and applications

• Membership access and subscriptions

By purchasing digital products from Epanvie, you acknowledge and agree that:

1. Immediate Delivery: Digital products are delivered immediately or shortly after purchase via download link, email, or account access.

2. No Returns: Because digital products can be immediately copied, downloaded, or accessed, we cannot accept returns, exchanges, or provide refunds once the product has been delivered.

3. Technical Requirements: You are responsible for ensuring you have the necessary software, hardware, and technical capability to access and use the digital product. We are not responsible if you cannot access products due to incompatible devices, software, or technical issues on your end.

4. Preview Before Purchase: We encourage you to carefully review all product descriptions, previews, samples, and specifications before purchasing. Sample pages or preview content may be provided to help you make an informed decision.

5. No Guaranteed Results: Digital products are provided for informational, educational, or organizational purposes. We make no guarantees regarding:

   • Achievement of specific results or outcomes

   • Effectiveness for your particular situation

   • Completeness or applicability to your needs

   • Compatibility with your goals or expectations

6. Content Accuracy: While we strive for accuracy, digital products may contain:

   • Errors, omissions, or typographical mistakes

   • Outdated information (especially for time-sensitive content)

   • Subjective opinions or perspectives

   • General information not tailored to your specific circumstances

7. Updates and Revisions: We reserve the right to update, modify, or discontinue digital products at any time. Updates to purchased products may or may not be provided to previous purchasers at our sole discretion.

8. License and Usage Rights:

   • Digital products are licensed for personal use only unless otherwise specified

   • You may NOT resell, redistribute, share, or transfer digital products to others

   • You may NOT reproduce, modify, or create derivative works without permission

   • Violation of usage rights may result in legal action

9. Copyright Protection: All digital products are protected by copyright law. Unauthorized reproduction, distribution, or sharing is prohibited and constitutes copyright infringement.

10. File Corruption or Download Issues: If you experience technical difficulties downloading your purchase within 30 days of purchase, contact us at contact@epanvie.com for assistance. After 30 days, we cannot guarantee availability of download links.

EXCEPTIONS - LIMITED CASES WHERE REFUNDS MAY BE CONSIDERED:

We may, at our sole discretion, consider refund requests ONLY in the following circumstances:

• You were charged multiple times for the same product due to a technical error (excess charges will be refunded)

• The product delivered was substantially different from what was described (e.g., wrong product delivered)

• The digital file is corrupted or defective and we cannot provide a working replacement within a reasonable time

To request a refund in these limited circumstances:

• Contact us at contact@epanvie.com within 7 days of purchase

• Provide your order number and detailed explanation

• We will investigate and respond within 5-10 business days

• All refund decisions are final and at our sole discretion

SUBSCRIPTION-BASED DIGITAL PRODUCTS:

For recurring subscriptions or membership access:

• You may cancel your subscription at any time to prevent future charges

• Cancellation does not entitle you to a refund for the current billing period

• You will retain access until the end of the current billing cycle

• No partial refunds are provided for unused time within a billing period

• Cancel at least 24-48 hours before your next billing date to avoid being charged

COURSES AND EDUCATIONAL CONTENT:

For digital courses, workshops, or educational programs:

• No refunds after accessing course materials or attending live sessions

• Completion of the course does not guarantee certification, skills, employment, or specific outcomes

• Course content is subject to change and may be updated without notice

• Access periods may be limited (e.g., 6 months, 1 year, lifetime) - check product details

• We are not accredited educational institutions unless specifically stated

PRE-ORDERS:

For digital products available on pre-order:

• Payment is charged at time of pre-order

• Estimated delivery dates are approximate and subject to change

• You may cancel pre-orders and receive a full refund ONLY if the product has not yet been released or delivered

• Once the product is delivered, the standard no-refund policy applies

BUNDLES AND PACKAGE DEALS:

For bundled digital products sold as a package:

• The bundle is sold as a single unit

• No partial refunds or returns on individual items within a bundle

• Even if you only access or download some items, the entire bundle is considered delivered

THIRD-PARTY PLATFORM PURCHASES:

If you purchase our digital products through third-party platforms (e.g., Amazon Kindle, Apple Books, Gumroad, Etsy):

• The refund policy of that platform applies

• We have no control over third-party refund decisions

• Contact the platform's customer service for refund requests

CONSUMER RIGHTS:

Nothing in this disclaimer affects your statutory consumer rights where such rights cannot be lawfully waived. Some jurisdictions may provide mandatory consumer protections for digital content.

EU/UK CONSUMERS: Under EU/UK consumer law, you have the right to withdraw from distance purchases within 14 days. However, by downloading or accessing digital content before the end of the withdrawal period, you expressly agree to waive your right of withdrawal.

AUSTRALIAN CONSUMERS: Under Australian Consumer Law, our goods come with guarantees that cannot be excluded. You are entitled to a replacement or refund for a major failure and compensation for any other reasonably foreseeable loss or damage.

CHARGEBACK ABUSE:

Initiating chargebacks or payment disputes for valid digital product purchases may result in:

• Permanent ban from future purchases

• Revocation of access to all digital products

• Legal action to recover costs and damages

• Reporting to fraud prevention databases

If you have a legitimate dispute, contact us first before initiating a chargeback.

DOWNLOAD SECURITY:

• Download links may expire after a certain period (typically 30-90 days)

• It is your responsibility to download and save products immediately

• We recommend backing up your digital purchases

• Lost or deleted files cannot be replaced after the download period expires

CONTACT FOR SUPPORT:

For technical issues, questions about products, or legitimate concerns, contact us at:

• Email: contact@epanvie.com

• Subject Line: "Digital Product Support - [Order Number]"

We will respond within 3-5 business days and work to resolve legitimate technical or delivery issues.

24. CONTACT INFORMATION

If you have questions about this Disclaimer or need clarification on any provisions, please contact us:

Epanvie
Email: contact@epanvie.com
Alternative Email: epanvie@gmail.com

Note: Contacting us does not create any professional relationship (attorney-client, doctor-patient, advisor-client, etc.).

25. CHANGES TO THIS DISCLAIMER

We reserve the right to modify, update, or replace this Disclaimer at any time, at our sole discretion, without prior notice.

Changes become effective immediately upon posting to the Website with a new "Last Updated" date.

Your continued use of the Website after changes constitutes acceptance of the modified Disclaimer.

If you do not agree to changes, you must immediately discontinue use of the Website.

We recommend reviewing this Disclaimer periodically to stay informed of any updates.23. CONTACT INFORMATION

If you have questions about this Disclaimer or need clarification on any provisions, please contact us:

Epanvie
Email: contact@epanvie.com
Alternative Email: epanvie@gmail.com

Note: Contacting us does not create any professional relationship (attorney-client, doctor-patient, advisor-client, etc.).

26. CHANGES TO THIS DISCLAIMER

We reserve the right to modify, update, or replace this Disclaimer at any time, at our sole discretion, without prior notice.

Changes become effective immediately upon posting to the Website with a new "Last Updated" date.

Your continued use of the Website after changes constitutes acceptance of the modified Disclaimer.

If you do not agree to changes, you must immediately discontinue use of the Website.

We recommend reviewing this Disclaimer periodically to stay informed of any updates.

27. The following terms are proprietary trademarks of Épanvie and are protected intellectual property:

Proprietary Terms & Rating Systems

Trademark Notice:MomentWatt™ - Energy applied to ordinary moments; a measure of experiential and emotional value

• MomentDrain™ - Time, energy, or resources quietly wasted on unrewarding experiences

• SparkFlow™ - The phenomenon of noticing life in motion; what happens when MomentWatts stack

• AtmoSwirl™ - The emotional and intangible wake left behind by experiences

• FlowCuration™ - The art of creating systems so intuitive they maintain themselves

• JuviVelle™ - Youthful joy blended with timeless elegance

• BlinkGlee™ - Micro-moments of unexpected delight

All rights reserved. Unauthorized use of these terms is prohibited.

About Our MomentWatt Rating System:

Our proprietary MomentWatt ratings - High, Elevated and Exceptional, measure the emotional and experiential value each hotel delivers—not traditional star ratings. This reflects how well a property aligns with Épanvie's philosophy of intentional luxury and memorable experiences.

Disclaimer: All ratings and reviews represent our editorial opinion based on research, guest reviews, and brand alignment with Épanvie values. MomentWatt ratings are independent assessments and do not reflect official hotel star classifications. Hotel features, pricing, and availability subject to change. Always verify directly with properties.

MomentWatt™ ratings:

• Represent editorial opinion, not factual claims

• Are independent of official star ratings, certifications, or industry classifications

• Reflect alignment with Épanvie's philosophy of intentional luxury and meaningful experiences

• Are based on research, user reviews, brand values, and subjective assessment

• May differ from other rating systems or individual experiences

• Do not constitute professional, financial, or travel advice

• MomentWatt™ ratings are protected intellectual property and may not be reproduced without written permission.

MomentWatt™ Rating System - Terms & Protections

Proprietary Methodology:

The MomentWatt™ rating system is a proprietary editorial assessment methodology owned exclusively by Épanvie. Our ratings reflect subjective editorial opinions based on:

• Published guest reviews from multiple third-party platforms

• Brand alignment with Épanvie's luxury pillars (Selection, Attention, Expression)

• Publicly available information about properties and services

• Personal research and assessment by Épanvie editorial team

• Experiential and emotional value relative to price point

• Some subjective opinions from experiences with staying in some of the hotels

Important Clarifications:

1. Not Pay-to-Play: MomentWatt™ ratings cannot be purchased, influenced, or manipulated by advertisers, hotels, brands, or any third parties. We do not accept payment to alter ratings.

2. Not Performance Guarantees: Ratings reflect conditions at time of publication and editorial opinion only. They do not guarantee specific experiences, quality levels, or outcomes. Individual experiences may vary significantly.

3. Independent & Subjective: Our ratings are independent editorial opinions protected under the First Amendment. They are inherently subjective assessments, not objective measurements or factual claims about quality.

4. Right to Rate: Épanvie reserves the right to rate any publicly operating business, hotel, product, or service as part of our editorial mission without prior consent from rated entities.

5. No Obligation to Rate: We are not required to rate all properties equally or comprehensively. Absence of a rating does not imply endorsement or criticism.

6. Updates & Changes: Ratings may be updated, revised, or removed at Épanvie's sole editorial discretion based on new information, changes to properties, or evolving editorial standards.

7. Dispute Resolution: Businesses disputing ratings may contact us with factual corrections. We will review and update if errors exist. However, we will not change ratings based on disagreement with subjective opinions.

8. No Defamation: All ratings are clearly labeled as opinion. Statements of fact are based on reasonable research. Hotels/businesses believing content is factually inaccurate may submit corrections with documentation.

Anti-Manipulation Protections:

• We do not solicit or accept payments to improve ratings

• We do not remove negative assessments in exchange for advertising

• Affiliate relationships do not influence MomentWatt™ ratings

• Editorial and business operations are separated

User Acknowledgment:

By using Épanvie content, you acknowledge that MomentWatt™ ratings are editorial opinions for informational and entertainment purposes only. You accept full responsibility for independent verification and decision-making regarding purchases, bookings, or travel plans.

MomentWatt™ ratings are protected intellectual property and may not be reproduced without written permission.

28. ENTIRE AGREEMENT

This Disclaimer, together with our Privacy Policy and Terms of Service, constitutes the entire agreement between you and Epanvie regarding use of this Website and supersedes all prior agreements, understandings, and communications.

29. SURVIVAL

Provisions of this Disclaimer that by their nature should survive termination (including but not limited to limitation of liability, indemnification, governing law, and dispute resolution) shall survive any termination of your use of the Website.

ACKNOWLEDGMENT AND ACCEPTANCE

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT:

1. You have read and understood this entire Disclaimer

2. You agree to be bound by all terms and conditions

3. You accept all risks associated with using the Website

4. You will not hold Epanvie liable for any damages or losses

5. You will seek independent professional advice before making important decisions

6. You understand information may not apply to your jurisdiction or circumstances

7. You are solely responsible for your use of information found on this Website

IF YOU DO NOT AGREE, DO NOT USE THIS WEBSITE.

© [2026] Epanvie. All rights reserved.